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Gary T. Baumgarten CLU®, LUTCF®, is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AR, AZ, CA (CA Insurance License 0166990), CO, CT, FL, GA, IA, IL, LA, MA, MD, MI, MO, MT, NC, NJ, NV, NY, PA, SC, TN, TX, UT, VA, VT, WA & WI. No insurance business may be conducted outside these states referenced.

Gary T. Baumgarten CLU®, LUTCF®, is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency and a New York Life company, 147 E LYMAN AVE STE WINTER PARK, FL 32789 (407) 999-0300. In this regard, this communication is strictly intended for individuals residing in the state of FL. No offers may be made or accepted from any resident outside the specific states referenced.

Gary T. Baumgarten CLU®, LUTCF®, is separately licensed as an investment advise representative with Eagle Strategies LLC, A Registered Investment Advisor and a New York Lief company, offering advisory services in the state of FL. As such, these services are strictly intended for individuals residing in this state referenced.

Baumgarten Financial is not owned or operated by NYLIFE Securities or its affiliates.

Baumgarten Financial, New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.