Baumgarten Financial

Business and Insurance Estate Planning

Mapping a strategy to achieve your long-term financial objectives may seem like a daunting task.

It doesn't have to be that way.



As a trained professional, my goal is to apply my skills, experience and resources to help you crystallize your objectives and design creative planning strategies. I specialize in building long-term, value-added relationships, and commit to being with you every step of the way during the planning process and beyond.

Please use this website as a resource and feel free to contact us for additional information or to schedule a meeting.



Gary T. Baumgarten, CLU, is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of Florida, Georgia, South Carolina and New Jersey. No insurance business may be conducted outside these states referenced.

Gary T. Baumgarten, CLU, is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member
FINRA/SIPC, a registered broker-dealer [200 So. Orange Avenue, Suite 2900, Orlando, FL 32801 (407) 999-0291]. In this regard, this communication is strictly intended for individuals residing in the state of Florida. No offers may be made or accepted from any resident outside the specific state referenced.

Baumgarten Financial is not owned or operated by NYLIFE Securities or its affiliates. Gary T. Baumgarten, CLU, is also separately registered as an investment adviser representative ("IAR") under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the state of Florida.

HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy?

This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

The Dynamics That Can Drive Inflation

High unemployment and slow wage growth seem to have kept consumer spending and core inflation from growing very rapidly in the first half of 2011. This article reminds investors to keep the potential risk of inflation in mind, because even modest price increases compounded over time can erode the purchasing power of the assets in their portfolios.

Protect Your Business with a Disaster Readiness Plan

Most people think of hurricanes, tornados, and earthquakes as events that could seriously affect the operations of a business and result in shortages of goods and materials. But even a fire or a flood in the warehouse can cause operations to come to a grinding halt. By one estimate, one-quarter of businesses never reopen after a major calamity.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

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